WEBSITE DISCLAIMER

Disclaimer

Important information about the scope, limitations and use of content provided on the Magnus website.

Last Updated: 26 October 2026

The information made available on this website by Magnuscale Resource and Management Sdn. Bhd. (202501002223) (“Magnus”) is subject to the following disclaimer.

By accessing or using this website, you acknowledge and agree to the terms of this Disclaimer.

Magnus is not a bank or lender and does not guarantee financing approval or any particular financing outcome.


1. General Information Only

Website content is provided for general informational and educational purposes.

It does not constitute personalised financial, financing, investment, legal, tax, accounting or other professional advice.


2. No Adviser-Client Relationship

Accessing this website, reading its content, submitting an enquiry or communicating with Magnus does not by itself create a formal adviser-client relationship.

A professional engagement is created only through the applicable engagement process and agreed scope of services.


3. No Financing Guarantee

Magnus is not a bank or lender.

Magnus does not approve financing and does not guarantee:

  • approval amount;
  • interest or profit rate;
  • tenure;
  • facility structure;
  • lender acceptance;
  • documentation acceptance;
  • disbursement; or
  • any particular financial result. 

Final lending decisions are made by the relevant financial institution in accordance with its own policies, criteria and discretion.


4. Eligibility, Affordability and Sustainability

Financing eligibility does not necessarily mean that a commitment is affordable.

Affordability does not necessarily mean that the commitment will remain financially sustainable.

A responsible financing decision should take into account the applicant's wider financial position, existing obligations, cash flow, reserves, objectives and ability to absorb changes or unexpected events


5. Assessments Depend on Information Available

Where Magnus provides an assessment under a formal engagement, conclusions and recommendations are based on:

  • information available at the relevant time;

  • information supplied or authorised by the client;

  • assumptions expressly or reasonably adopted for the assessment; and

  • the agreed scope of work.

Changes in financial circumstances, credit information, lender policies, commitments, market conditions or other relevant matters may affect subsequent conclusions or outcomes.


6. Lender Policies May Differ

Different financial institutions may apply different:

  • eligibility criteria;
  • debt-service-ratio methodologies;
  • income recognition policies;
  • documentation requirements;
  • credit criteria;
  • collateral requirements;
  • pricing;
  • approval authorities; and
  • risk appetites.

Accordingly, a financing position should not be interpreted as a guarantee of how any particular financial institution will assess an application.


7. No Legal, Tax or Accounting Advice

Unless expressly agreed and lawfully within our professional scope, Magnus does not provide legal, tax or accounting advice.

You should obtain appropriate specialist advice where such matters are relevant.


8. Third-Party Information

This website may refer to financial institutions, professional organisations, external sources, products, platforms or other third-party information.

Such references do not constitute an endorsement unless expressly stated.

Third-party information, policies and services are outside Magnus's control and may change without notice.


9. Professional Credentials and Scope

References to qualifications, experience or professional credentials on this website should be read according to their stated scope.

Nothing on this website should be interpreted as representing that Magnus holds a licence, authorisation or professional status that is not expressly stated.


10. Accuracy and Updates

Magnus takes reasonable care to provide useful and accurate information.

However, we do not guarantee that all website information is complete, current or suitable for every user's circumstances.

Visitors should obtain appropriate confirmation before relying on information that may be material to a financial decision.


11. Limitation of Liability

To the extent permitted by Malaysian law, Magnus will not be liable for loss or damage arising solely from reliance on general website information without consideration of the user's specific circumstances.

Nothing in this Disclaimer excludes, restricts or modifies liability, rights or remedies that cannot lawfully be excluded, restricted or modified.


12. Professional Engagement Documents Prevail

Where a client has formally engaged Magnus, the applicable engagement letter, agreement, scope of services and other engagement documentation govern that professional relationship.

If there is any inconsistency between general website content and the terms of a formal engagement, the applicable engagement documentation will govern that engagement, subject always to applicable law.


13. Contact

If you are uncertain whether any information on this website applies to your circumstances, please contact Magnus to discuss the appropriate next step.

Magnuscale Resource and Management Sdn Bhd

Registration Number: 202501002223

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