Find clear answers about Magnus, our advisory services and what to expect before you proceed.
General questions about Magnus, how we work and how our advisory differs from conventional financing assistance.
Magnus provides structured financing advisory for individuals and SMEs. We help clients understand their financial position, financing considerations and possible implications before making an important borrowing decision.
Our role begins with understanding the financial position and suitability of the proposed commitment, rather than focusing only on obtaining financing. Where appropriate, financing execution may be considered separately after the advisory review.
Individuals or business owners considering a significant financing commitment, reviewing existing obligations or seeking greater clarity before approaching a lender may benefit from a structured review.
No. Magnus is not a bank or lender and does not make financing approval decisions. Final lending decisions remain with the relevant financial institution.
Answers about the Strategic Credit & Capacity Review (SCCR) and how it supports personal financing decisions.
The Strategic Credit & Capacity Review (SCCR) is a structured pre-financing review that assesses your financing position from three perspectives: lender-view capacity, personal affordability and financial sustainability.
No. SCCR provides an advisory assessment based on the information available at the time of review. Financing approval remains subject to the lender’s policies, assessment criteria and final decision.
Relevant income information, existing financial commitments, credit information and supporting documents may be required depending on your circumstances and the scope of the review.
The review may identify areas that should be strengthened, adjusted or reassessed before taking on the proposed commitment. The objective is to help you understand the implications before deciding what comes next.
Answers about how Magnus reviews business financing positions and proposed commitments.
The review considers how proposed financing fits with business cash flow, existing commitments, owner exposure, credit position, information readiness and overall financing sustainability.
Yes. Existing facilities and repayment obligations can be considered together to better understand the overall financing structure and the impact of taking on additional commitments.
Yes. A review can be useful before expansion, working-capital financing, equipment financing or other material commitments where the business wants greater clarity before proceeding.
Depending on the situation, the review may consider financial statements, bank statements, existing facilities, repayment obligations, cash-flow information, credit information and relevant supporting documents.
Practical information about getting started, fees, confidentiality and professional credentials.
Start by arranging a conversation or submitting an enquiry. We will first understand the situation and determine whether the relevant Magnus advisory service is appropriate before discussing the next step.
The applicable scope and professional fee are explained before engagement so you can understand the service and cost before deciding whether to proceed.
Client information is handled in accordance with the agreed advisory process and applicable privacy requirements. Information is used only for the relevant purpose and scope of engagement, subject to any authorised disclosure or legal requirement.
Relevant professional qualifications can be independently verified through the appropriate professional or industry bodies. Verification links and qualification details are available on our Credentials page.
Tell us briefly what you are considering and we can help identify the most appropriate next step.
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